Auto Insurance Information Chicago IL

Reader’s Question:

A friend was involved in an auto accident in Chicago. He was telling me that the best auto insurance he ever purchased was his bodily injury coverage. Please give me the details?

William

Chicago, IL

Good question, William!

Bodily injury is a valuable feature of any auto insurance policy. If your friend was at fault, he might have been held responsible for all medical expenses by all injured parties, including his own passengers. Often these parties have to sue the faulty operator. Auto carriers offer bodily injury liability coverage to protect their clients from these actions.

Usually bodily injury coverage covers medical expenses for injured persons, emergency services at the scene of the accident, and medical expenses for related medical after-effects.

If an injured party will miss work, bodily injury will cover the loss of income. In drastic circumstances, funeral costs are also covered. Depending on circumstances the bodily injury feature of your auto insurance covers other injury related items, including your attorney if needed.

As an added feature to your auto policy, bodily injury will raise the premium. However, as your friend found out, it is well worth it. Talk with your auto insurance agent in Chicago. He will help you figure how much coverage you might need and what it will cost. Then, William, drive safely and let’s hope you never have to use it!