Chicago Illinois IL Auto Insurance
Reader’s Question:
I am not new to auto insurance coverage and policies. I am a little confused with mine in Chicago, Illinois. My coverage seems to have changed from what I thought was full coverage to modified coverage. Shouldn’t the auto insurer have told me?
Tyler
Chicago, IL
Howdy Tyler,
Something sounds awry! You should definitely contact your auto insurance agent in Chicago and have him review the auto coverage with you. If there is a misunderstanding, he can initiate the corrections. It sounds like you review your auto insurance at renewal, which is highly recommended.
The most important page of your auto insurance policy is the Declaration Page. You should check that thoroughly and verify with your insurer in Illinois IL. The details of your auto liability coverage and your auto comprehensive package will be spelled out in full on that page. If there is a discrepancy between what you thought you had for auto insurance and what the company has stated this is what you need to clarify with your agent in Chicago, Illinois.
Full coverage is an interesting term. My guess is that you have both liability and comprehensive auto insurance. That would qualify for full coverage. Perhaps the limits and deductibles have changed. These are important features of every auto insurance policy. Tyler, you need to get together with your insurance agent
