Teen Driver Insurance Illinois IL

Reader’s Question:

I have an 18-year old teen daughter and is still living with me. In an accident, is there any difference in my liability if my daughter has her own car and auto insurance? We live in Illinois.

Pam

Chicago IL

Some states consider you, as the parent, responsible for the misdemeanor that your 18-year-old daughter may take
part-in if she is still dependent on your taxes. This, however, depends upon the state’s liability laws.

If your daughter has her own car and insurance policy, she is accountable for her own actions in her vehicle and an accident where she is at-fault. Like what I said earlier, the laws of the state will serve as the guide. In this case, you may want to consult a state lawyer that is familiar with the liability law to be certain with the things you are accountable for as a parent with an 18-year-old daughter living with you.

In case you were informed that you are still accountable for your adult daughter, there is a type of policy called umbrella policy that can protect your assets. You can contact your insurance provider to find out more about this.

Tags: auto insurance, car insurance, teen insurance, Young driver car insurance